I believe you should always use a credit card to pay for things, that is because you get increased consumer protection from a credit card. Like Credit Shifu on FACEBOOK: http://www.facebook.com/thecreditshifu
Views: 13915 The Credit Shifu
Thanks for watching.
Views: 12086 Noideatech
Transcript and whiteboard: https://securionpay.com/blog/win-chargeback-dispute/ While, chargebacks are a form of protection for customers, allowing them to legitimately dispute a card transaction and secure a refund for the purchase, they can be misused and create unnecessary burdens on merchants. This is why we are going to show you how to win disputes (chargebacks) with our amazing solution.
Views: 7810 SecurionPay
If you are looking for solid information about how to dispute charges on your credit card or how the dispute process works and what to expect them you just may learn a few things from this series I am making. I currently work in a call center for a large well known bank in their charge back department and over the last several months I have learned quite a bit that card holders should understand when using their credit cards for purchases.
Views: 3791 Patrick Baptist
If you sell products online and have ever had a credit card dispute filed against you, you know they are notoriously difficult to win for the seller. https://freemius.com/blog/credit-card-disputes/ Over the years, we managed to develop various and unique techniques that helped us increase our Credit Card Disputes winning success rate by 740% (from 4% to 29.6%), and almost without losing any PayPal Dispute and recovering most of the Chargeback. Many WordPress sellers give up on dealing with Credit Card disputes entirely, thinking that their chances of winning them are too slim and decided it’s not worth their valuable time. In this video, I’m going to uncover the unique techniques we’ve developed at Freemius, which helped us take our disputes wins success rate from 4% to 30%! According to a poll among members of the “Selling WordPress Products” Facebook group - most of the WordPress product sellers say that their success rate of winning Credit Card Disputes is lower than 5%. Others admitted that they ignore Credit Card Disputes altogether. According to the data provided by sellers - the methods we’ve developed are performing extremely well and much better than the average, so let’s dive in and explore them. Actually, just before we dive in - why should you even care about disputes as a WordPress product seller? That’s actually an easy one - it’s because they are inevitable if you sell products online. Based on Chargebee’s Credit Cards Processing Stats - 6 out of 10 customers admit that they’re unaware of a store’s return policy at the time of purchase AND 8 out of 10 customers admit to filing a chargeback out of convenience! The sad truth is that even if, as an online store owner, you strictly follow all the regulations, and only charge customers when they actually buy your product, or when there's a subscription renewal - you are still highly likely to lose a Credit Card Dispute when one is filed against you. The reason for that is that the dispute triggers the bank/credit card company to immediately refund the payment, which will be deducted from your business’ balance, without questioning the customer, and you'll have a limited time frame for submitting evidence to prove you are “not guilty”. So basically, the burden of proof is on YOU! As a customer - that's exactly what we expect from our Credit Card company. As a business owner - that sucks, but, it doesn't mean you can't win. One of the main reasons sellers lose disputes, even though they are acting correctly and have done nothing wrong, is that they are unable to prove their innocence, or simply don’t want to deal with it. That is a big mistake! Your payment gateway providers, your bank and the Credit Card companies are all keeping statistical records on the percentage of your business’ disputed payments, and the number of losses vs. wins. If you ignore a Dispute - not only will you automatically lose it, but it also tells the bank that you agree on the legitimacy of that dispute, practically admitting that you've done something bad, as a business. Those negative points add up and increase the risk of your business getting banned by banks, Credit Card companies, or in extreme cases, shutting down your payments gateway account! If you think I’m exaggerating - just Google for sellers who have have been using PayPal and Stripe and suddenly got their accounts closed. So, even if you think you are going to lose a Dispute, it's still important to submit your counter-evidence, to show all the relevant entities that from your end, you did everything by the book, and that you are not running a “funny business”. As for the possible dispute types you may have to deal with as a seller - well… there’s a whole list of them, so we won’t go into a detailed review, but let’s just say that if you apply the techniques I’m about to share with you, which we’ve applied successfully in Freemius - you should be well equipped to strengthen your evidence submission and substantially increase the chances of winning those credit card disputes! So, let’s see what you can do: The first thing you need to make sure is that you employ a crystal clear Checkout. Avoid any surprises or hidden footnotes, and make sure that the terms of refund, subscription renewals, amount to be charged, taxes, trial periods, moneyback guarantees, etc. - are all crystal clear and stated. As an example, here’s what we show on the Freemius checkout when a user is about to subscribe to an annual plan. The clearer the checkout is - the lower the chances for a potential dispute. In case of a real dispute - you’re also likely to be requested to show a screenshot of those terms and how they are presented to the customer as part of the counter-evidence submission process. The 2nd thing you should be doing is to prevent fraud by simply verifying your customers’ ZIP code during purchase.
Views: 394 Freemius
Credit card fraud happens every day, but Debbie Dujanovic reports on how you can work to dispute those charges with your card company. Story aired August 9, 2016 at 6 p.m.
Views: 1019 KSL News
This is how you win PayPal Chargebacks in three easy steps. As creators and business owners the last thing we want to worry about is being ripped off after the sale. Unfortunately this happens all too often and what's even worse is that in most cases PayPal sides with the scammer who stole your hard earned money from you. It's time to finally put a stop to this. I've been ripped off in the past and like so many others I was the victim of fraud via the PayPal Chargeback system. Since then I have developed an easy, but incredibly effective system that will protect you as the seller and help you win every future chargeback dispute you encounter. Affordable Stickers: www.stickermule.com Affordable Silicone Bracelets: https://www.amazingwristbands.com/ Get the AudioBook for FREE Here: www.audibletrial.com/adamivy Learn more at www.adamivy.com THE GEAR I USE: Video/Photo/Audio Sony A6500: https://amzn.to/2J6vzaP Sony A6500: https://amzn.to/2J6vzaP SmallRig A6500 Camera Cage: https://amzn.to/2kKIr7K 128GB SanDisk Extreme Pro SDXC U3 Memory Card: https://amzn.to/2LUsLeT Sigma 16mm f/1.4: https://amzn.to/2Jl3mwn Sigma 30mm f/1.4: https://amzn.to/2HfxofN Sony 18-105mm f/4: https://amzn.to/2srVxeu Sony 50mm f/1.8: https://amzn.to/2J97IXS Rode Video Mic Pro: https://amzn.to/2stpECl Rode Link Lavalier Mic System: https://amzn.to/2LU7NwE Sennheiser MKE600 Shotgun Mic: https://amzn.to/2kKE39a Apature 120d LED Light: https://amzn.to/2LNRGRb Apature LightDome: https://amzn.to/2LWl4V8 Stellar 18” Diva Ring Light with Dimmer: https://amzn.to/2JqccZD Music Production Gear Computer: Apple Mac Pro Tower (Late 2012) DAW Software: Apple Logic Pro X Audio Interface: Universal Audio Apollo Duo: https://amzn.to/2J9xZp5 Voiceover Mic: Electro-Voice RE20: https://amzn.to/2xBV0M1 Mic/PreAmp: Slate Digital VMS System: https://amzn.to/2xFuul6 Studio Monitors (Primary): Yamaha HS8: https://amzn.to/2JoW9ve Studio Monitors (Secondary): Avantone Active Mixcubes – Buttercreme: https://amzn.to/2Jl4osf Monitor Switch Controller: SMPRO M-Patch 2 MIDI Controller: Akai MPK61 Midi Keyboard: https://amzn.to/2LUNPBO Studio Desk: RAB Audio ProRak 61 – Black: Alternative Desk https://amzn.to/2LUSQdp Studio Acoustic Treatment: Overtone Acoustics Follow me and hit me up: Instagram: http://instagram.com/AdamIvy Twitter: http://twitter.com/AdamIvy SnapChat: @AdamIvy Facebook: http://facebook.com/officialadamivy Website: http://adamivy.com Serious Inquiries: [email protected]
Views: 26652 AdamIvy
How to Get money back which is deducted from your debit card or credit card without your intention or authorization online. In this Video, i'm going to tell you if any online site deducted your money online without your permission then how you can recover your money.
Views: 12047 Gugli Tech Tips
Today's question is: How do credit card issuers detect fraud? Ask us your credit questions in the comments and find your next card at https://www.creditcardinsider.com/ Have you ever used your credit card out of town and received a phone call or email from your card issuer, asking about your recent purchases? This is part of the issuer's fraud detection system, which tries to find unusual patterns in your purchase record. Every week, John Ulzheimer answers YOUR credit questions. Email us, give us a call, or ask on live chat, and we may answer your question on YouTube! To learn about credit scores, credit reports, managing debt, and how credit cards work, check out our learn section at https://www.creditcardinsider.com/learn/ If you're looking for a credit card, start your search at https://www.creditcardinsider.com/credit-cards/ Join our community! https://plus.google.com/+Creditcardinsider https://twitter.com/cardinsider https://www.facebook.com/CreditCardInsider https://www.creditcardinsider.com
Views: 15065 Credit Card Insider
Your credit card may protect you against fraudulent travel purchases. Here's how.
Views: 581 Christopher Elliott
Do Not Dispute on DHGate! Happy New Year! Follow me @fricosuavevlogs on IG
Views: 2481 Frico Suave Vlogs
Refund - https://reportaproblem.apple.com If you are running into any errors attempting to refund purchases, let me know via comments and/or contact Apple via https://ipugsiehd.com/apple-support “How to refund any purchase made on your iOS device in the past 90 days.” PUGZarmy - https://ipugsiehd.com Twitter - https://ipugsiehd.com/twitter Fortnite - https://ipugsiehd.com/fortnite Thank you - be sure to enjoy your day!
Views: 250796 iPugsieHD
http://creditcardterminals.com/ A chargeback is when a cardholder or customer disputes the credit card transaction through their card issuer. So, basically, you run their credit card and the customer later disputes it or tells their credit card company that they never made the purchase or that the charges are un-authorized
Views: 9683 creditcardprocessors
This video shows you exactly how to dispute a paypal transaction and ask for a full refund. There could be many reasons why you would want to open a dispute!
Views: 166181 Die Hard Internet Entreprenuer
How Credit Card Processing Works : http://www.bancardsales.com How Does Credit Card Processing Work ►►If you're looking for a way to collect payments online, this is the Best Payment page builder that I have found: http://bit.ly/2S10S7J This video explains how credit card payments are passed from the cardholder to the merchant bank account. Included in the video is the transaction cycle, and a detailed explanation of the two main pricing models. If you've ever wondered: How Does Credit Card Processing Work? How To Process Credit Cards? How Credit Card Processing Works? How To Accept Credit Card Payments At Your Business or Understanding the transaction flow, then you'll want to watch this video. It's part of a credit card processing basics video series so be sure to check back for more updates and additional videos in the series. Additionally, you can check out http://www.bancardsales.com for more tips and tutorials on how merchant account processing works. https://www.youtube.com/watch?v=avRkRuQsZ6M
Views: 426982 BancardSales
Today's question is: A settlement was recently reached between credit reporting agencies and the NY Attorney General's office, bringing some important changes to how disputes and medical collections are handled. Ask us your credit questions in the comments and find your next card at https://www.creditcardinsider.com/ The dispute resolution process for credit reports has been difficult for some time, with too much power going to the banks and collection agencies. New legislation will change that, giving credit reporting companies more power to make changes. Medical collections will be treated differently as well, coming with a grace period and other benefits to the consumer. Every week, John Ulzheimer answers YOUR credit questions. Email us, give us a call, or ask on live chat, and we may answer your question on YouTube! To learn about credit scores, credit reports, managing debt, and how credit cards work, check out our learn section at https://www.creditcardinsider.com/learn/ If you're looking for a credit card, start your search at https://www.creditcardinsider.com/credit-cards/ Join our community! https://plus.google.com/+Creditcardinsider https://twitter.com/cardinsider https://www.facebook.com/CreditCardInsider https://www.creditcardinsider.com
Views: 7652 Credit Card Insider
I have disputed a charge, and the credit card issuer helped apr 29, 2010 there are three types of disputes consumers can use to seek reverse charges unauthorized (typically as result or identity theft), billing errors substandard services goods (this is referred right withhold payment. Million in disputed charges over the last year and a half, credit card or debit account, dispute is situation which customer questions validity of transaction that was registered to account here's how resolve billing errors on your accounts. Money dispute (credit card) wikipediaconsumer information. What happens when you dispute a credit card charge. Sometimes the card issuer fails to credit a payment. A dispute arises, consumer can take steps to resolve it, but the complex landscape means success is not guaranteed. How to handle unauthorized credit card charges the balance. Know your rights how to dispute a credit card charge what happens after you charge? . What you need to know dispute a credit card charge aol finance. Googleusercontent search. When you should and shouldn't dispute a credit card purchase. You may withhold payment on the disputed amount (and related charges) during date they're received, unless no extra charges would result if they failed to do so learn how, where, and when dispute a transaction with help from we decide in your favor, credit is issued card account replace initial by phone, please call 866. Nov 10, 2014 valid reasons to dispute a credit card charge. Think you won your credit card dispute? Not so fast. Other times an unauthorized person makes a charge. Disputing a charge on your credit card the new york times. If you do it right, your credit card issuer may step in to help. How do i dispute a transaction on my account? Commbank. Dispute a credit card charge aol finance. How do i dispute a transaction? Credit card security features faq from bank of america. If you need to does the vendor find out that charge was deemed unauthorized? . Dispute a credit card charge aol finance chargebacks and how to dispute purchase cards creditcards chargeback. You can dispute billing errors, fraudulent purchases and even charges for damaged goods 'it just means you're processing it through the visa mastercard payment then creditor must do an investigation resolve within two cycles mar 16, 2017 after a death, what to with left behind credit card debt you your issuer three reasons under fair act but simple, of course, doesn't mean inconsequential feb 4, 2013 legally, this generally in position power. Php url? Q webcache. Disputing a credit card purchase bankrate. Chargebacks and how to dispute a credit card purchase cards. Consumers can use a chargeback to dispute credit card transaction and secure refund jan 28, 2017 what do about unauthorized charges the issuer isn't legally required handle your favorably if you oct 31, 2016 need contact us on 13 2221, 24 hours day, we only this was authorised using 'credit' option at cba atm another bank's card,
Views: 111 Bet My Bet
No gimmicks. No BS. No tricks. Get the secret here: https://609creditrepair.com/ Fix Credit Fast. Fix My Credit. Remove collections, charge-off and adverse accounts. 30 day program. This is the loophole and secret you've been looking for. These are the credit repair letters you need! No more bad credit! NO NEED to balance transfer debt from 1 card to another card! NO NEED to increase a credit lines! NO NEED to pay balances! NO NEED to pay credit card company! NO NEED to pay collection accounts! NO NEED to pay banks, creditors, loans! NO NEED to keep credit utilization low! NO NEED to get credit cards! NO NEED to get better credit history! NO NEED to get secure credit cards! NO NEED for credit repair agencies! NO NEED for credit repair attorneys! You can do this for YOURSELF. I did and took my score from the 500's to 700s The 609 Credit Repair Secret is a section of the Fair Credit Reporting Act (Federal Law) that does not care if the negative account is valid or not. The letter writing system, I have for you, disputes the CRA's right to REPORT the adverse account – NOT whether or not the adverse account is valid. If you're tired of having bad credit. If you want a credit card, or utilities turned on, or want to apply for a job you need good credit! This system works every time! This 1 ebook comes with the dispute letters that will help you dispute your credit accounts with the credit reporting agencies -- just like a lawyer or credit repair agency would. Remove Charge-Off Accounts, Collection Accounts, Late Payments, Foreclosures, and All Other Negative Items. 100% Legal & Proven Method. Improve credit from very poor to EXCELLENT. FICO Scores from below 500's to above 700's. What to do, when to do it, and how to do it. Step by step instructions how to fill out your dispute letters. 4 Levels of Dispute Letters: Letter 1: THE INITUAL DISPUTE Letter 2: FOLLOW-UP DISPUTE Letter 3: LEGAL DEMAND DISPUTE Letter 4: LITIGATION DISPUTE Helps with: auto loan bad credit, auto loans, auto loans for bad credit, auto loans for people with bad credit, auto loans with bad credit, bad credit, bad credit alliance, bad credit apply, bad credit approval, bad credit approved, bad credit apr, bad credit auto financing, bad credit auto loans, bad credit bank, bad credit banks, beck credit score, check my credit report, check my credit score, check my credit score for free, check your credit, check your credit reports, clean up my credit, clean up my credit for free, clean up my credit report, clean up your credit, clean up your credit fast, clean up your credit for free, clean up your credit history, clean your credit, clean your credit score, clean your credit yourself, clean your own credit, cleaning credit, cleaning credit card, cleaning credit cards, cleaning credit history, cleaning credit report, cleaning my credit, cleaning up credit, cleaning up credit report, cleaning your credit, clear bad credit, clear credit, complete credit repair, consolidation loan bad credit, consolidation loans, consumer credit, consumer credit counseling, consumer credit repair, consumer credit report, copy of credit report, credit, credit agencies, credit bad, credit bureau, credit bureau report, credit bureau reports, credit bureaus, credit card, credit card debt, credit card debt relief, credit card debt solutions, credit card for
Views: 2541939 Brandon Weaver
Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand! Ron Siegel is joined by Lucille Kring. Ron Siegel and Lucille will discuss: Complaints About Student Loan Servicing Increased 429% in Past Year; How the Reverse Mortgage Industry Can Adapt to Higher Interest Rates; The Importance of Using a Professional to Sell Your Home; What Is Modified Adjusted Gross Income?; Will Anaheim become a Sanctuary City; DO people want out of Homelessness or to be left alone; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Word on Wealth; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at • www.Facebook.com/RonSiegelRadio • 800.306.1990 • [email protected] • www.RonSiegelRadio.com • www.SiegelLendingTeam.com • Find Your Dream Home before Someone Else does: www.MBELinks.com/nest
Views: 23021 Ron Siegel
Dispute a credit card charge by matching the charges on a credit card statement with credit card receipts, contacting the credit card company and asking for clarification about unknown charges. If the credit card company is unable to handle the dispute, contact a credit bureau with advice from a registered financial consultant in this free video on credit cards. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace. Filmmaker: Reel Media LLC
Views: 1167 ehowfinance
Tour : How to dispute a charge on your Citibank credit card Step 1. Log in to Citi Bank Credit Card Account Step 2. Scroll to transaction that you want to dispute and click on it Step 3. Click on dispute charge Step 4. Fill up the dispute form, submit it and you are done Step 5. Remember to click on the submit dispute form 1. Log in to Citi Bank Credit Card Account Click on View Transactions 2. Scroll to transaction that you want to dispute and click on it 3. Click on dispute charge 4. Fill up the dispute form, submit it and you are done 5. Remember to click on the submit dispute form
Views: 2799 MyGuide
Check out 609 Credit repair https://609creditrepair.com/ where we have credit repair letters that work and help you dispute items on your credit report! DEBT VALIDATION WORKS! || 150+ POINTS INCREASE || OPT-OUT CREDIT CARD OFFER || CRAZY DEBT COLLECTORS HIRE US TO REPAIR YOUR CREDIT FOR YOU: https://theawesomelifegroup.com/ SUBSCRIBE:http://www.youtube.com/subscription_center?add_user=bweaver1 PAPERBACK of The Easy Section 609 Credit Repair Secret: Remove All Negative Accounts In 30 Days Using A Federal Law Loophole : http://amzn.to/2FviqTq FAQs: https://goo.gl/vRpnW8 A lot of the questions you have can all be answered in this frequently asked questions area, so be sure to give it a read first. If you buy $100 worth of bitcoin you and I both get $10 in FREE bitcoin with this link: https://www.coinbase.com/join/59fa301581be910201b13ef1 Try Robinhoood app and get a free share of stock: http://share.robinhood.com/brandow976 SOCIAL MEDIA WEBSITE: https://609creditrepair.com/ INSTAGRAM: http://instagram.com/brandonaweaver FACEBOOK: fb.me/thebrandonweaver TWITTER: https://twitter.com/brandon_weaver IMDB: http://www.imdb.com/name/nm2358555 SUBSCRIBE:http://www.youtube.com/subscription_center?add_user=bweaver1
Views: 12806 Brandon Weaver
Prepaid card, liability is left to the discretion of issuer. 20 jan 2012 purchases made on credit and debit cards have protections not has a template letter you can download and send to your credit card provider resolving credit and debit card transactional issues. How can chargeback help you get your money back? Using to a refund on credit and debit cards. This can allow your card issuer to provide you with a refund in number of if do not get the goods or services paid for, including company has gone chargeback claims should be addressed debit credit issuer, who checklist i'm compliant, what may happen me and my business? . Cards, practically anyone can get a secured credit card or debit. 14 dec 2013 if you're making major purchases by debit card, then it's important to be can i get a refund on my ac dc tickets now that brian johnson will find out how the chargeback process can help you get a refund for debit card payments and smaller credit card purchases learn more about your dispute and chargeback rights and how to resolve issues with your most common issues and how these can be resolved quickly what payments do i need to make to my credit card when a dispute is in progress? . Debit card chargeback chargebacks911. Here's how the chargeback scheme to use on your credit card and debit. And you are not happy with the response from your card provider, can make a complaint 26 jan 2011 here's how to refund chargeback process as smooth i used debit card, so am just hoping my bank will $ b c it's merchant,it take some time manage and remedy. Chargeback claims how to get your money back disputed card transactions (chargeback) the competition and chargeback a credit refund if you've been chargebacks. Be aware also that many businesses have a trading name differs from the billing. What do i if a company has taken more payments after cancelled my subscription. Why was there a chargeback issued to my buyer without retrieval request how use visa debit card get refund on faulty goods telegraph. If you would like to chargeback a transaction, will need lodge the dispute within 30 Filing on credit card purchases? Please don't!. Debit card chargeback chargebacks911 23 may 2015 however, a debit can be quite different from credit it might take 10 days for the bank to award refund. Visa debit chargeback everything you need to know. How to use visa debit card get a refund on faulty goods telegraphcredit cards when it comes chargebacks. I ordered samples free trials from a company and now i have incurred extra costs, what can do? . Supply of i have done a chargeback befoere on my debit card from the issuing basically customer can do (unauthorized charge, disputing payment your lloyds bank. Resolve credit and debit card transaction issues section 75 chargeback factsheet resolving & disputes. Web debit card disputes lloyds bank. Filing a chargeback on credit card purchases? Please don't!. Why was there a chargeback issued to my buyer without retrieval request. One
Views: 804 Bet My Bet
what's going on everybody Rob here. This is a new video of me being a victim of credit card fraud. My debit card information was stolen possibly from using it at a gas pump. I do have fraud protection on my bank account. I received a text message but did not reply in time. The person bought $130 worth of cigarettes off of my cloned debit card. They used it as a credit card to purchase the cigarettes. I did go to my local bank and disputed the charges. I was told I should receive the money back in my account within 10 days. Right after that I went to the town where my card was used to file a police report. the officer was very nice and friendly and followed up immediately with the station were my card was used at. When somebody swipes your credit card the time and date are recorded with the location it was used at. The station had a surveillance camera so the police department was able to get a picture of who use my card.. Needless to say this was a credit card fraud ring who purchased cigarettes to take across the state line to Chicago. The lady was caught and arrested but I have no further information at the moment. Thanks for watching, Rob here AKA Trev2323
Views: 1148 Rob Here Trev2323
WALMART DISPUTE: STORE RETURNS POLICY UNFAIR TO CONSUMER AND NEITHER WALMART OR THE CREDIT CARD COMPANY GIVE A DAMN ABOUT CONSUMER RIGHTS TO RETURN AND GET YOUR MONEY BACK AS PAID UPON PURCHASE. GIFTS CARDS IN LIEU OF RETURNING DEBIT/CREDIT/CASH IS INSULTING LIKE TAKING CASH BUT GIVING MONOPOLY AS CHANGE. THE PURPOSE OF THE RECEIPT IS TO VERIFY THE PURCHASE TRANSACTION: NOT HAVING A RECEIPT DOES NOT AUTOMATICALLY PRECLUDE THE VERIFICATION PROCESS. ALTERNATIVELY, YOU CAN CHECK THE TRANSACTIONS THROUGH YOUR CREDIT CARD ACCOUNT AS TO THE LOCATION, TIME, AMOUNT AND METHOD OF PAYMENT. UNFORTUNATELY, THESE MERCHANT ACCOUNTS NO LONGER PROTECT THE CONSUMERS (30 DAY) RIGHTS TO RETURN FUNDS WHOLE FOR DEFECTIVE ELECTRONIC PRODUCTS. IT IS MORE LUCRATIVE TO UPHOLD THE ARBITRARY AND CAPRICIOUS STORE POLICY DECISIONS AS FINAL AND LEGAL. IT IS NOT ETHICAL OR FAIR TO EXERCISE SUCH UNSCRUPULOUS PRACTICES. SAVE YOUR RECEIPT FOR THE WALMART POLICY POLICE 🙄 CONSUMER PROTECTION IS DEAD RELATIVE TO WALMART AND MANY OTHER RETAIL GIANTS IT IS MORE LUCRATIVE TO CONFORM TO SUCH RETAILERS’ RETURN POLICY AND GIFT CARD CULTURE RATHER THAN PROTECT THE CONSUMER AND GUARANTEE SATISFACTION OR YOUR MONEY BACK AS THE ONLY REMEDY. AN INVENTORY OF QUALITY GOODS IS NO LONGER VIABLE IN RETAIL. THE NEW PARADIGM IS SALES AND RETURNS. WALMART IS NOT BOUND TO RESPECT CONSUMER PROTECTION WALMART HAS POWER TO DISREGARD OR OVERRIDE CONSUMERS RIGHTS
Views: 4151 DWORLD2017
SCHEDULE YOUR FREE CREDIT EVALUATION AT: http://bit.ly/2XcNUGP - BUILDWORTH STRATEGIES LLC http://www.buildworthstrategies.com/ Contact Info: 1-(855) 532-8453 opt 1 Email: [email protected] Web: Keepingitrealwithcredit.net- BUILDWORTH STRATEGIES LLC http://www.buildworthstrategies.com/ Contact Info: 1-(855) 532-8453 opt 1 Email: [email protected] - For More Information Click Here: www.ADD ME ON SOCIAL MEDIA INSTAGRAM: https://www.instagram.com/keepingitreal_withcredit/ FACEBOOK: https://www.facebook.com/realwithcredit TWITTER: https://twitter.com/KRealwithcredit NEVER EVER PAY COLLECTIONS! Collection agencies are the biggest scam. I've seen these companies ruined lots of families lives by simply lying to them about paying a bill. the truth is that a collection account is negative on your report and paying the account is equally as bad because they will not remove the account, as a matter of fact, this will restart the timeframe in which an account remains on your report. A collection account showing up as paid is still negative as the credit scoring models are designed to pick that up as a negative account. this is still a negative reflection on your paying habits and finance companies just don't trust that. For more information on credit restoration services feel free to contact Buildworth Strategies they would be happy to explain to you the whole process and especially how this can help you out. FOR CREDIT RESTORATION SERVICES FEEL FREE TO CONTACT: http://www.buildworthstrategies.com/ Contact Info: 1-(855) 532-8453 Email: [email protected] ALWAYS REMEBER TO DO YOUR RESEARCH! So SUBSCRIBE NOW and join me as I seek out the information you need to know to ensure your credit and financial health. SO GET READY...I hope you have your note taking gear in hand ITS TIME TO GET REAL! Please SUBSCRIBE ADD ME ON SOCIAL MEDIA INSTAGRAM: https://www.instagram.com/keepingitreal_withcredit/ FACEBOOK: https://www.facebook.com/realwithcredit TWITTER: https://twitter.com/KRealwithcredit DISCLAIMER: THE FOLLOWING SHOULD NOT BE TAKEN OR CONSIDERED AS LEGAL ADVICE AS WE ARE NOT ATTORNEYS. IF YOU NEED LEGAL ASSISTANCE PLEASE CONSULT WITH YOU LOCAL CONSUMER ATTORNEY. REMEMBER TO ALWAYS ASK QUESTIONS AND DO YOUR RESEARCH! THE FOLLOWING IS BASED ON BUSINESS AND PERSONAL FINANCIAL EXPERIENCE ON CONSUMER CREDIT. BUILDWORTH STRATEGIES LLC STRIVES TO PROVIDE AND INTRODUCE INDUSTRY EXPERTS AND INFORMATION TO HELP THE AMERICAN CONSUMER. RESEARCH IS ALWAYS CONDUCTED, AND TOPICS ARE CAREFULLY SELECTED BEFORE ANY VIDEOS ARE AIRED ON YOUTUBE. THANKS FOR WATCHING KIRWC
Views: 4625378 KEEPING IT REAL WITH CREDIT
This video is a step by step process of How to convert your Credit card transaction (Debit) to EMI (Easy Monthly installment) and pay comfortably when you are not in a situation to pay the whole credit card bill at one go. To know more about EMI - https://youtu.be/OhyS2OmUld8 Subscribe #skshares : http://bit.ly/sksharestech About Channel: We share some How to, DIY, tips and tricks about Technology, Money and their management, those are the same which even I use in my daily life. (In 3 languages - English, Hindi, and Telugu)
Views: 34518 S K Shares Tech
++ Sign Up for Amex Business Gold Card http://bit.ly/lt-amex-business-gold-card (Click "Show More" to see Ad Disclosure) If you got scammed by the Fyre Festival fraud from 2017, and you used your American Express card to buy your tickets, you may be able to get a 100% refund. How? The magic of credit card chargebacks. Unlike debit cards, when you spend money, credit card companies are actually laying out their cash first, and if their cash is stolen by a Fyre Fraud, then they have a huge incentive to fight to get it back. The thing is, most credit card companies only allow chargebacks within 60 days, but since American Express is their own bank and issuer, they have more power and no limit on chargebacks. Now, in the event you were lucky enough not to end up in a hellscape in the Bahamas as part of the original 2017 Fyre Festival, then I want to walk you through how to protect yourself from the next Fyre Fraud my teaching you the ins and outs of credit card charge backs. ++ Fyre Fraud Hulu Documentary I just finished watching Fyre Fraud, the Hulu documentary about the infamous Fyre Festival. Tickets were sold ranging from $500 to $12,000, with some packages being listed at $250k. I wasn’t able to get full details on the amount of tickets sold, but a lawsuit was filed for $100 million in damages. — show video clip: https://www.youtube.com/watch?v=mz5kY3RsmKo The reason we’re talking about this documentary, is one, because it’s become a huge meme and a term used for any epic failure, and also as a learning lesson. If you purchased a ticket for Fyre Festival or ever get scammed in the future by a shady merchant, you have a way to get all of your money back, almost immediately, and that’s by filing a chargeback with your credit card. It's part of your consumer rights and the consumer protection bill of 2015. Now let’s dig into how chargebacks work, what are the rules, and what’s the best card for chargeback protection. First of all, for any major purchase, the number one rule for staying protected is using your credit card, not your debit card for purchases. They have a much higher chance of fighting for you since it’s technically they’re money that’s been stolen. ++ There are 4 situations to dispute credit card charges - A billing error or duplicate charge - When someone uses your account without your permission - When if you've already made a good-faith attempt to resolve the situation with the merchant — say, they delivered something, it was broken and they won't issue you a refund. - If you receive goods that are damaged, defective, or not as described — or you didn’t receive the promised goods or services at all ++ Rules for Chargebacks According to the Fair Credit Billing Act - Disputes must be within 60 days of bill - American Express has no time limit on chargebacks - Charges must be over $50 - The credit card company has 30 days to respond to your claim and 2 billing cycles to resolve the dispute *You technically can do a chargeback on a debit card for fraudulent charges ++ How to File a Chargeback 1. Always reach out to the merchant first before disputing the charge 2. Then call or login to your credit card issuer’s website and file a charge or dispute ++ Best Credit Card for Chargebacks? - American Express, since it is a bank and a credit card issuer, they control all the transactions, and they offer no time limit for chargebacks, unlike the 60 day period from other providers - In my experience, AMEX has always sided with me on disputes So let me know, have you had any experience with chargebacks? Have you seen the documentary? What did you think? FOLLOW US: IG: https://www.instagram.com/lifetailored/ Wei's IG: https://www.instagram.com/threadtherapy/ Couple's IG: https://www.instagram.com/meetthewises/ Web: https://lifetailored.com/ MY VLOGGING GEAR: Best Starter Vlogging Camera: Canon 60D: https://fave.co/2wpomKJ Best Vlogging Lens: Canon 10-22mm 3.5: https://fave.co/2MDQ807 High-End 4K Camera for Photo/Video: Canon 5D Mark IV: https://fave.co/2vaPUTv High-End Zoom Lens for Photo/Video/B-roll: Canon 24m-70mm 2.8 II: https://fave.co/2AyMHSD Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies which Life, Tailored will earn an affiliate commission or referral bonus. Life, Tailored is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers.
Views: 16351 Life, Tailored [Andrew Wise]
Achieva Credit Union - FAQ - How do I dispute unauthorized charges on my account? Connect with us and Subscribe! Like Us On Facebook! https://www.facebook.com/AchievaCreditUnion/ Contact Us Today! https://www.achievacu.com/Home/Contact
Views: 800 Achieva Credit Union
ESL Conversation - Disputing a Charge A: Hello, is this the Smith residence? B: Yes it is, may I ask who is calling? A: This is your bank calling in regards to an overcharge on your credit card. B: I'm sorry, there must be some mistake. A: It says here that you charged over $500 on it yesterday. B: That can't be right; I have not used it in months! A: Are you saying you did not make that charge? B: That's exactly what I am saying. A: Looking closer, this charge was made in a different city. B: I am looking for my card now and I cannot find it. A: This calls for further investigation. B: I assure you I did not make the purchase.
Views: 2324 Ron Lee
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Views: 3913 Welding and stuff
Today's question is: If I make a large purchase and pay it off immediately, will that large balance be reported for that account? Ask us your credit questions in the comments and find your next card at https://www.creditcardinsider.com/ What happens when you make a large purchase on your credit card and then pay it off immediately? Will that balance be reported to the credit reporting agencies? Will you stil earn rewards? When is my credit card balance reported? Every week, John Ulzheimer answers YOUR credit questions. Email us, give us a call, or ask on live chat, and we may answer your question on YouTube! To learn about credit scores, credit reports, managing debt, and how credit cards work, check out our learn section at https://www.creditcardinsider.com/learn/ If you're looking for a credit card, start your search at https://www.creditcardinsider.com/credit-cards/ Join our community! https://plus.google.com/+Creditcardinsider https://twitter.com/cardinsider https://www.facebook.com/CreditCardInsider https://www.creditcardinsider.com
Views: 6845 Credit Card Insider
Customers make purchases every day using their credit cards. Once in a while you are likely to encounter a chargeback. A chargeback is when a customer asks their credit card issues to reverse a transaction after its been completed. This happens for a few reasons. The customer may be claiming they made a purchase that they never received. Or perhaps the customer feels that the service or product is different than what they expected and they are unsatisfied. In some cases, the customer may think their card has been compromised because they don’t recognize a charge on their statement. They may be asking for a chargeback because they think the purchase may be fraudulent. So what happens if you do get a chargeback? TD will send you information which will outline the chargeback reason and provide a way to contact us. If you choose to dispute out, our team of dedicated chargeback specialists will work with you directly to recommend the documents you can provide to resolve the issue. These could include: signed sales slip, proof of delivery, customer emails. You will have 15 days to provide these to us and then our team with work directly with the payment card network to present your case and come to a resolution. Chargeback can be a normal part of doing business and TD is here to support you through it. Want to learn more about chargebacks? Visit: https://www.tdcanadatrust.com/products-services/small-business/merchant-solutions/fraud-awareness/reducing-chargebacks.jsp
Views: 4639 TD
Learn More - http://myagent.odgi.net/cashdiscount xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx Zero Fee Surcharge To Customer Processing Now Pass Credit Card Charges To The Customer Up To 4% As part of the 2010 Dodd-Frank Law within the Durbin Amendment it states that business owners have the right, under a federal court settlement, that they are allowed to pass through credit card surcharge fees up to 4% on credit card sales. This has allowed us to customize a special ZERO FEE PROCESSING SOLUTION to offset merchant processing fees eliminating up to 95% of processing Learn More - http://myagent.ibi3g.com/nomorefees A dedicated account rep will work with you one-on-one to provide a custom ZERO FEE solution. Its Your choice of how to implement with desktop terminals, virtual termials, tablets, mobile, or online. Setup is simple and seamless. We can have you up and running in less than 5 days from acceptance. Most importantly …this is the most advance solution to keep revenue in your pocket & minimize fees. ---------------------------------------- Learn More - http://myagent.ibi3g.com/nomorefees ---------------------------------------- More Information about Merchant Can Now Pass Credit Card Charges To The Customer Up To 4%: Convenience fees: When is it OK to charge extra to use a credit card? http://myagent.ibi3g.com/nomorefees › Credit Card News Big-ticket items can have an extra cost in the form of "convenience fees. ... "While Visa regulations prohibit merchants from applying surcharges to ... MasterCard leaves the fee structure -- whether it's fixed, tiered or a percentage -- up to ... "Paying by credit card is not a convenience for the customer," says Bob ... Sign up now! Charging Credit Card Fees to Customers - http://myagent.ibi3g.com/nomorefees Get the facts on what you can and can't do when Interchange fee - Wikipedia, the free encyclopedia https://en.wikipedia.org/wiki/Interchange_fee Wikipedia Interchange fee is a term used in the payment card industry to describe a fee paid between banks for the acceptance of card based transactions. Usually it is a fee that a merchant's bank (the "acquiring bank") pays a customer's bank ... In a credit card or debit card transaction, the card-issuing bank in a payment transaction ... Credit card - Wikipedia, the free encyclopedia https://en.wikipedia.org/wiki/Credit_card Wikipedia A credit card is a payment card issued to users (cardholders) as a method of payment. It allows the cardholder to pay for goods and services based on the holder's .... With an Air Travel Card, passengers could "buy now, and pay later" for a ... had to have an employee manually look up the customer's name and credit balance. Debit card - Wikipedia, the free encyclopedia https://en.wikipedia.org/wiki/Debit_card Wikipedia A debit card is a plastic payment card that can be used instead of cash when making purchases .... Merchants are usually charged higher transaction fees for credit transactions, since debit network transactions are less likely ..... Bank customers can use their ATM card to make an instant EPS payment, much like a debit card. Chargeback - Wikipedia, the free encyclopedia https://en.wikipedia.org/wiki/Chargeback Wikipedia The merchant's only recourse after the second chargeback is to initiate arbitration of the dispute by the card a ---------------------------------------- Learn More - http://myagent.ibi3g.com/nomorefees People who watched this video: https://youtu.be/BkbVGIVbh7Q Also searched online for: Searches related to Merchant Can Now Pass Credit Card Charges To The Customer Up To 4% is it legal to charge a credit card processing fee credit card surcharge law can you charge a fee for credit card transactions credit card convenience fee notice credit card surcharge illegal california credit card surcharge credit card convenience fee 2015 is it legal to charge a credit card fee in canada ------------------------------------------- Learn More - http://myagent.ibi3g.com/nomorefees ------------------------------------------- CONNECT WITH US: On FB @ https://www.facebook.com/Zeroprocessingfee-986258721448520/?fref=ts On Twitter @ TheBPress On Linkend @ United Action Marketing ------------------------------------------ Don't forget to check out our YouTube Channel: https://youtu.be/BkbVGIVbh7Q and click the link below to subscribe to our channel and get informed when we add new content: https://www.youtube.com/channel/UC70qVpJb4s3Pvn2V59Nr0bg -------------------------------------------- #isitlegaltochargeacreditcardprocessingfee #creditcardsurchargelaw #canyouchargeafeeforcreditcardtransactions #creditcardconveniencefeenotice #creditcardsurchargeillegal #californiacreditcardsurcharge #creditcardconveniencefee2015 #isitlegaltochargeacreditcardfeeincanada -------------------------------------------- Learn More - http://myagent.ibi3g.com/nomorefees
Views: 2145 Business Funding & Business Loans On Steroids
http://RabihChamseddine.com | Financial Freedom | Disputing a negative account on your credit report can affect on you obtaining a mortgage to purchase a house. You need to consult with your mortgage lender about your credit repairs if you're planning on buying a house in the next 6 months to a year. If you've already started the dispute, and want to buy a house soon, call the 3 credit bureaus and stop the dispute and cancel any investigations. If you need the credit bureaus phone numbers you can email me. Rabih Chamseddine Mortgage Banker NMLS 208135 Sente Mortgage Houston. https://www.facebook.com/TeamRabih www.linkedin.com/in/rabihchamseddine https://twitter.com/TeamRabih https://en.gravatar.com/rabihchamseddine https://www.sentemortgage.com/rabih-chamseddine/welcome http://www.internations.org/users/profile/573546
Views: 107 Rabih Chamseddine
Fair Credit Reporting Act DISPUTE TEMPLATE BUNDLE ONLY $8.00 https://gum.co/tbtereillc2018 PURCHASE YOURS TODAY!!! YOU WON'T BE SORRY. REPAIR YOUR OWN CREDIT TODAY!!! Velocity Banking is implemented in this video example to show how you can reduce your credit card debt AND raise your credit score while also utilizing your credit cards using velocity banking. Defined below as a more efficient way to use your current income. Velocity banking maximizes your cash flow, leverages and helps you pay off debts in the fraction of the time. Understanding and controlling the cash flow is the critical component to velocity banking success. Follow my FREE credit repair/credit building tips page @fixyourowncredit.dontbescammed and my Real Estate Investment page @uglyhomesneedlovetoo on Instagram. If you or someone you know is interested in SELLING their home AS IS FOR CASH in the Florida please send me an email at [email protected]
Views: 3814 NobodyListensToLarry
Today's question is: Why do I only need to sign for credit cards sometimes? Ask us your credit questions in the comments and find your next card at https://www.creditcardinsider.com/ Some retailers will require you to sign every time you use your credit card, while others will have certain dollar limits that will require a signature if you go over them. Why is this, and how effective are signatures? Aren't they easy to forge? Every week, John Ulzheimer answers YOUR credit questions. Email us, give us a call, or ask on live chat, and we may answer your question on YouTube! To learn about credit scores, credit reports, managing debt, and how credit cards work, check out our learn section at https://www.creditcardinsider.com/learn/ If you're looking for a credit card, start your search at https://www.creditcardinsider.com/credit-cards/ Join our community! https://plus.google.com/+Creditcardinsider https://twitter.com/cardinsider https://www.facebook.com/CreditCardInsider https://www.creditcardinsider.com
Views: 2791 Credit Card Insider
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Views: 7189 850 Club Credit Consultation, LLC
I found an unauthorized charge on my American Express Amazon Credit Card, so I felt it was necessary to share this video. I applied and was given two American Express credit cards, right before Christmas, through Amazon. The offer was: Apply and get approved for the card and get an additional $100 (or something in that area of value) off of my purchase. So, I applied and took the discounts. The amount of my purchased was added to my card balance. After attempting to pay the balance through Amazon, I discovered that I not only could NOT pay directly through Amazon, but that I also had to wait until I physically received my cards, until I could make a payment. Then, upon receiving my cards, I then had to start an account with Synchrony Bank, link it to my local bank account, then add my Amazon card, in order to make an on line payment. I paid my balance in full, the day after I received my cards in the mail. from here, I should have NEVER seen another charge on either of the cards I applied for. And, just to be clear... I have NEVER AUTHORIZED THE USE of the SECOND CARD (the one with the disputed charges) for ANY TRANSACTIONS! and until the point where I had to link the card online to Synchrony Bank, I HAD NEVER given, shared, linked, or used in ANY WAY this card! However, Amazon shifted ALL of my payments to the 2 cards, which required me to switch back (Amazon Shopping, Amazon Prime, and Audible). Amazon Shopping and Amazon Prime were both apparently moved to the actual Amazon Amex card, while my Audible payment went to the second Amex card. I didn't discover this until I had the thought to check both accounts today, just to be sure my payments cleared and I, indeed, had no balance on either. To my utter dismay, I discovered that not only did I not have my account payments switched over, as I had thought (I only switched Amazon Shopping, thinking it was covering all 3), but that I had an additional purchase that I SURELY DIDN'T MAKE!!! So here I am, calling customer service at American Express, trying to dispute my bill and track down the fraudulent party. Hopefully this gets resolved with no further issue. But this it something I believe EVERYONE who has considered this deal NEEDS TO KNOW! Good luck everyone! Please check out my facebook: www.facebook.com/rickrobotics Website: www.rickrobotics.com Patreon: www.patreon.com/rickrobotics Thanks for watching!
Views: 105 Rick Robotics
Please watch: "3 Credit Repair Secrets & FREE Dispute Process Blueprint" https://www.youtube.com/watch?v=P47GtBPCjA4 --~-- New Coast Direct link: http://bit.ly/2H954f4soEXPERTCREDITSWEEPS Myjewelers Club Link: https://tinyurl.com/expertcreditsweepscard Indirect Dispute Techniques #2: Covers many topics such as removing addresses, adding sub-prime cards, limit increases, balance run-up and pay-off, secured credit cards and department store cards. Sometimes, it can be really confusing to figure out what you should really be doing to either get back to or get to having a good credit profile. Sometimes, it can be confusing just to do the whole "credit repair process". However, once you have the tools required, you can navigate the right strategy and rebuild in the shortest period of time! Want to hand over the burden to an expert? Get a free consultation at https://live.vcita.com/site/expertcreditsweeps
Views: 1962 Expert Credit Sweeps
How do you prove those charges aren't yours?
Views: 763 ABC15 Arizona